When an individual has a poor credit score, they often feel that qualifying for a mortgage in the UK is something that will never happen. While that will be the case for some people, others can still land various mortgage options for homebuyers even with this unfortunate credit rating. Remember, there are ways to remortgage if you have damaged credit.

Improve Your Financial Standing

• When mortgage lenders decide whether or not to extend a home loan to you, they often look at your credit score. In fact, they rely heavily on whether or not you are qualified for a home loan based on this -- as your rating usually reflects just how well you have dealt with credit previously. While not always right, your past tends to prove as a predictor for how you'll handle repayment in the future.

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Far From the Crowds in Lanzarote

Sick of battling for your sun bed? Tired of seeing more Brits than locals? Discover the real Lanzarote this year and look beyond the tourist resorts.

If you still want a beach holiday but are looking for a quieter unspoilt stretch of sand, not far from the resort Playa Blanca are many beautiful coves and beaches, which are only accessible via water taxi so are free from crowds and rowdy tourists. Continue relaxing after the beach in your private villa, no need to wait your turn at the bar, just peace and tranquillity. Not far from Playa Blanca is the mountain village of Femes. A famed local restaurant is the Casa Emiliano, little known to tourists, it serves traditional local dishes.

Your online guide to mortgages

Finding it a headache searching for the right mortgage? People are not just spoilt for choice, but frequently confused as to which is the most suitable mortgage product for their particular circumstances.

Why not make your life a lot easier and ask Mortgage Angels to help you find the best mortgage for your needs.

Use our mortgage calculator and mortgage search tools and complete our form and let a skilled professional mortgage adviser assist you in this process.

You don't need to visit every single bank or building society on the high street to find the lowest mortgage rates, and you don’t have to sit in front of your computer for hours on end looking at countless lists of mortgage products, lender details and interest rate information.