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Bill Edisbury (Ratcliffe Mortgages) is not a member of Mortgage Angels yet, so we can't put you in touch with them directly. However, we'd like to refer you to one of our recommended advisers in .

About this adviser: Ratcliffe Mortgages is totally independnet and was formed in 1999 by the principal Bill Edisbury who has many years experience in the finance sector, helpeding a very wide range of people to find good mortgages in that time.

Ratcliffe Mortgages and is directly authorised and regulated by the Financial Services Authority for mortgage and non investment insurance business.

Mortgages are tailored to suit your needs; we give independent advice on:

- Purchases up to 125%
- Remortgages up to 125%
- Self certified, both self employed or employed (the overall cost for comparison is 6.7% APR)
- Arrears, CCJs & defaults (the overall cost for comparison is 7.8% APR)
- 1st time buyers, Right To Buy, (the overall cost for comparison is 7.2% APR)
- Buy To Let and Commercial Mortgages (not regulated by the FSA)
- Mortgage & income protection insurance
- Life, level and decreasing term
- Buildings and contents
- Overseas mortgages (not regulated by the FSA)

This adviser covers the following postcodes: M, WA.

Contact phone number: 0208 663 4936

Adviser website: Bill Edisbury (Ratcliffe Mortgages)